Financing Options for your Remodel
DREAM BIGGER WITH FINANCE BY CAMBRIA
Financing Home Remodel Made Easy
Home Remodeling can be overwhelming- especially when it comes to determining your budget, what is reasonable for your kitchen or bath project, and how to pay for it.
Capitol is proud to offer financing for these projects- no collateral required, no home appraisal, and multiple program options. Below are full details about the Finance by Cambria program.
Before you even step foot in our showroom, we have put together a sample kitchen at a mid-range cabinet line and how it would work in a monthly repayment option.
GET A SEMI-CUSTOM MID-SIZED KITCHEN FOR AS LOW AS $250/MONTH
To give you a better picture of how you can start your kitchen remodel with Finance by Cambria, here’s a medium-sized (12X13) kitchen we designed with a popular U-shaped layout with an island, which many homeowners are looking for today.
It may seem generic at first glance, but we included some kitchen upgrades to ensure that your kitchen has the essential quality cabinets and accessories it needs in order to stand the test of time, be functional, and look amazing– all for $250/month.
What is included in this kitchen remodel budget?
Sample Kitchen Selections
US-Made Cambria Quartz Countertops
Cambria is a top seller of kitchen countertops, so most kitchen customers can qualify for the Finance by Cambria program. But Cambria is not only for kitchens and bathrooms, but also for some important rooms in the house like the office– and literally for any focal point of your home.
So if you’re buying a Cambria from us anyways, you may consider looking at Finance by Cambria as your payment option. You can use it for any project with Cambria!
Countertop options like Sea Grove from Cambria can be a good addition to your home remodel. Its iconic pebble design all throughout can easily complement any cabinet.
Unlike appliances, cabinets should last you at least 20 to 30 years. When choosing cabinetry, ensure that the product is good construction and long-lasting because replacing cabinets is a very invasive process. You cannot replace one without replacing the countertop and the cabinets next to it.
Even for budget kitchen remodels (like our sample project), you can get good quality cabinets like those from Legend Cabinetry— which feature ALL Plywood Construction cabinets.
Our sample kitchen has upgraded and outstanding features such as:
- Full Overlay Cabinets
- Painted HDF Cabinet Door
- Full Extension Soft Close Drawers
- Soft Close Cabinet Doors
- Refrigerator End Panels
- 36″ High Wall Cabinets
- Crown Moulding
- Spice Rack Pullout cabinet
- Rollout Trays
- Double Trash Base Cabinet
- Lazy Susan Corner Cabinet
Pull-Down Gooseneck Faucet by Kohler
Your beautiful countertop deserves a gorgeous and functional faucet. This new Simplice pull-down kitchen faucet by Kohler beautifully combines an elegant transitional high-arch design with exceptional ergonomics and functionality to deliver a truly innovative faucet solution for a wide variety of kitchen applications.
With this vibrant stainless finish faucet, you can have a sophisticated faucet with long-lasting performance.
Undermount Stainless Kitchen Sink by Kohler
The distinctive, modern design of the Vault by Kohler sink lends a contemporary vibe to your kitchen. Handcrafted from durable stainless steel, this dual-mount sink features a lowered divider, tightly angled corners to maximize basin space, and a sloped bottom that helps with draining and cleanup. An engineered sound-absorption system significantly reduces disposal and dishwashing noise. Vault’s ultra-flat rim makes it easy to wipe from the counter directly into the sink.
- 36″ minimum base cabinet width.
- Double-equal bowls.
- 9″ (229 mm) depth provides generous workspace.
- Single faucet hole.
- Rear drain increases workspace in the sink and storage space underneath.
- SilentShield® sound-absorption technology offers quieter performance.
- Includes installation hardware and bottom sink rack.
PAY FOR YOUR KITCHEN REMODEL WITH FINANCE BY CAMBRIA
When you are passionate about something, you want to make it affordable. Finance by Cambria is dedicated to helping you realize your vision for the perfect kitchen, bath, or other projects. In addition to beautiful Cambria natural quartz surfaces, you can finance interior remodel products and services offered by Capitol Kitchens and Baths.
Finance by Cambria allows homeowners to finance their project up to $100,000 on anything purchased at Capitol. Not just beautiful Cambria countertops but also faucets, quality cabinets, radiant heat for your floors, a new water heater for your bathroom upgrade– ANYTHING that is part of your Cambria purchase.
Complete your dream remodel without worrying about the price tag
You may be thinking, how is $250/month possible? The estimated cost of the sample semi-custom mid-sized kitchen above is $22,000.
We understand that this can be a large number to look at especially for beginners, hence our efforts to give our valued clients flexible payment options like that of Finance by Cambria.
With Finance by Cambria, building the home of your dreams is made more possible and convenient. It’s relatively quick and easy to qualify, with no invasive process needed – unlike the traditional Home Equity Line of Credit which requires tons of paperwork.
If you prefer monthly payment with Cambria, you can get the mid-sized kitchen we designed for as low as $250 a month– and that’s complete with a durable and quality line of cabinets, countertops, cabinet hardware, sink, faucet, under cabinet lighting and MORE!
FINANCE BY CAMBRIA: PAYMENT OPTIONS
TWO FINANCING OPTIONS:
SAME AS CASH-
0% APR for 6 months, locked in when your loan is approved.
FINANCE BY CAMBRIA: PROGRAM SPECIFICS
Finance by Cambria® and Capitol Kitchens and Baths can help tear down walls standing between you and your dream kitchen or bath. Just start with stunning Cambria countertops and then complete other kitchen or bath remodel products you want.
QUALIFY FOR UP TO $100,000 IN LESS THAN 10 MINUTES
Visualize your completed project without the distraction of worrying over the dollar amount. Finance by Cambria allows you to apply for up to $100,000 for all the remodel products and services your Cambria dealer offers. It’s a quick-and-easy, paperless application and you’ll receive a credit decision in minutes. Stop imagining and start planning how Cambria natural quartz surfaces will look in your home today!
TWO FINANCING OPTIONS TO CHOOSE FROM
SAME AS CASH:
0% APR for 6 months, locked in when your loan is approved.
LOW FIXED INTEREST RATES
APRs are locked in when your loan is approved and for the life of your loan. Plus, there are no penalties for early payoff.
NO PROPERTY LIENS
The loan is an usecured loan and your home is not used as collateral, so there’s no lien on your property. There is no application fee and also no closing or appraisal costs to consider.
It’s a paperless application in which you provide your personal information directly to our lending consultant, making the application process more secure.
PROGRAM TERMS & CONDITIONS:
Financing available for residential property remodel projects using Cambria natural quartz surfaces.
*Repayment terms vary from 18 to 126 months. Interest waived if repaid in 180 days. 18.58% fixed APR, effective as of January 2020, subject to change. Interest starts accruing when loan is closes.
**Repayment terms vary from 12 to 144 months depending on loan amoung. 8.99% to 14.99% fixed APR, based on credit worthiness, subject to change. The first monthly payment will be due 150 days from the date of application and monthly thereafter.
Full program details aviailable on Cambria Finance flyer provided by your sales person and other doucmentation provided by the loan provider, EnerBank USA.
Program subject to change by the program adminstrator, Finance by Cambria, at any time.
In our continuting efforts to improve and expand our services, we are excited to introduce online design meetings. This flexible new format lets us guide you through the design process, share our various product offerings, view your current space live during your consultation, answer all your questions, and offer expert help and assistance. You can have a design meeting from the comfort of your home – or wherever you feel comfortable discussing your new kitchen or bath!
SCHEDULE A FREE CONSULTATION WITH US
All Remodel Financing options are provided by ‘Finance by Cambria‘ and are available up to $100,000 on a residential property remodel project that uses Cambria natural stone surfaces. All applicants are subject to the terms of that program.
Schedule your FREE consultation and ask us about which options are available and the information you need to apply.
Financing is offered by Cambria USA and is subject to their terms and conditions of the ‘Finance by Cambria’ program. For more information on finance program and finance promotions, please see your CKB salesperson or email email@example.com.